The Concept and It’s Rationale


The key concept of MKURABITA is transformation of the informally held assets (Dead Capital) to formal legally held entities that are operated and managed within the confines of the law and subsequently facilitating the owners to use them as means of accessing economic benefits that the formal market offers. The underlying principle of MKURABITA is building from the existing social capital towards a modernized and more comprehensive growth framework (inclusive economic development framework)


The poor majorities in Tanzania who own property and business assets and exchange them outside the legal framework are severely constrained and cannot use their holdings to create sufficient wealth. Their property and business entities are mainly based on the informal community systems that give rise to rights which are neither incorporated in the legal property titles nor registered in official registers. This provides them with limited access to capital and cannot realize their potential for economic empowerment and self-improvement. MKURABITA is thus, designed to address these economic and legal imbalances and develop a property rights and capital formation system that is tailored to circumstances of the disadvantaged.

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